Looking to invest in precious metals? You're not alone. Whether you're worried about the stock market's volatility, looking for tangible assets for emergencies, or simply diversifying your portfolio, precious metals can be an intelligent choice. But buying online can be risky - scammers, inflated prices, and tricky withdrawals are just a few dangers.
That's why it's essential to choose a reputable dealer. But which one? It depends on your needs. If you're looking to roll over retirement funds, choose a company specializing in precious metals IRAs. If you want easily-liquidated assets, look for a dealer offering survival packs at different income levels.
We've seen the good, the bad, and the ugly at our review site. So we've put together a list of five dealers you can trust. They offer competitive prices, helpful customer service, and drama-free answers to your questions. Don't take chances with your money - invest with confidence.
Are you looking to invest your retirement savings in precious metals? Look no further than Goldco, the top pick for gold and silver brokerage and gold IRA accounts. With Goldco, you get all the technical expertise you need to quickly set up your account.
Goldco specializes in retirement funding and is an excellent choice for those looking to roll over their 401(k) or IRA funds. The IRS has approved precious metals as alternative assets for retirement, but they must comply with specific regulations. Fortunately, Goldco has you covered.
While several other companies specialize in gold IRAs, Goldco sets itself apart with its streamlined and straightforward process. However, it's worth noting that these other companies are also worth looking into.
Since 1997, Congress has allowed Gold IRAs, thanks to the Taxpayer Relief Act. Before that, precious metals weren't allowed as a retirement investment. Now, they can be used as long as they meet regulations regarding the purity and type of metal.
One drawback of Goldco is that it doesn't provide storage or custodian services. But, the company often works with different brokers and custodians, so they can help you get set up.
Thousands of customers have left positive reviews of their experience with Goldco during setup and when they're ready to take distributions.
Goldco's buyback program makes it easy to liquidate your assets for cash, removing a significant barrier to entry for many investors.
In addition to gold and silver purchases for an IRA, Goldco offers educational resources on planning traditional and Roth IRAs, 401(k) rollovers, and planning for SEP and simple IRAs.
To get started, it's recommended that you invest at least $25,000 in Gold and silver. You can add to your account as your retirement assets grow. Goldco even reimburses your first year of storage fees. Once your account reaches $100,000, you'll pay $225 annually for storage instead of $175 due to increased vault capacity.
As a bonus, Goldco has a program that allows them to send silver to you as a bonus for your investment. This silver is not part of your IRA, so it can be allocated to your regular investment portfolio.
You can fill out an online application or call to speak with a representative to start the IRA process. Goldco will email you a guide to precious metals investment, helping you make an informed choice about what to purchase.
It's important to note that as an IRA company, Goldco does not offer services for regular investments. If you want to invest in Gold and silver for your regular investment portfolio, you must work with a different company.
They are looking for a trusted company to buy Gold and silver. Augusta Precious Metals has been in the business for almost 50 years and offers top-notch customer service with dedicated specialists to assist you every step of the way. Unlike some other dealerships, Augusta has kept up with the modern demand for e-commerce solutions, making it easier for customers to purchase online.
Their highly trained specialists include experts in IRS regulations, paperwork, tax planning, precious metals, and investment advice, so you can rest assured that you're in good hands. If you're interested in retirement planning, Augusta specializes in gold and silver IRAs but offers personal investments outside of retirement contributions.
Expect to pay close to the market price for your metals if you're adding to your personal investment portfolio. You won't need to pay the same fees that come with an IRA account setup, and payments can be made by credit card, bank wire transfer, or personal checks. Bank wire transfer is the fastest and easiest option, while credit cards are limited to purchases of $5,000 at a time.
Setting up an IRA account with Augusta has low fees, with a flat fee of $50 for account setup and $100 annually for storage, and $80 for custodial maintenance. However, an IRA has a minimum investment threshold of $50,000, so this company may not be the best option for those with fewer assets to invest.
Overall, Augusta has received overwhelmingly positive reviews from satisfied customers and has been rated highly by Trustlink, the Business Consumer Alliance, and the Better Business Bureau. Their employee culture is also positive, with Glassdoor rating the company 4.5 out of 5.
If you're using their IRA services, you'll have access to an online account that shows you your investments, with daily updates and information about your assets' growth. And if you have any questions or concerns, Augusta's dedicated specialists are always available to help.
Whether you're buying Gold and silver for personal or retirement purposes, Augusta Precious Metals is a solid choice with excellent customer service and a team of highly trained specialists. Remember that retirement accounts require a $50,000 threshold for opening, but there is no minimum investment for personal purchases.
Birch Gold Group has been a trusted provider of precious metals since 2003, offering Gold, silver, platinum, and palladium. They specialize in helping people set up their own gold and silver IRAs, providing IRS-compliant products to fill a newly created account.
The company has a team of experts who stay up-to-date with different factors affecting the global economy. They help clients understand the risks and benefits of different investment options. Birch Gold focuses on IRAs while also providing products for personal investment, including pure Gold and silver bullion or coins.
Birch Gold has a dedicated department of in-house IRA specialists who can assist clients in setting up an IRA, rolling over existing funds, and selecting the appropriate precious metals for their accounts. They are well-versed in tax codes, paperwork, and IRA custodian regulations.
The company strongly emphasizes client education and empowers individuals to make informed financial decisions. They aim to create long-lasting client relationships by prioritizing transparency, trust, and communication.
Birch Gold assists clients in finding the proper custodian for their self-directed IRAs, as some custodians may not be licensed to handle precious metals IRAs. Once investments are made, Birch Gold securely ships the metals to an IRS-approved depository, with all packages insured and the storage vaults fully protected.
Clients can access dedicated specialists who provide updates and answers to their questions. Birch Gold commonly uses Equity Trust as a custodian for IRAs, with fees covering a one-billion-dollar insurance policy to protect all metals from theft or damage.
Birch Gold Group has an A+ rating with the Better Business Bureau and makes every effort to resolve customer complaints. Trustlink gives the company 5 stars, and Consumer Affairs has an average review score of 4.8 out of 5. Choose Birch Gold for a reliable and trustworthy precious metals investment partner.
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We seek a reliable, trusted company to invest in precious metals or cryptocurrency. Look no further than Regal Assets.
Established less than a decade ago, Regal Assets has quickly become a go-to source of expertise for those seeking guidance on investing in precious metals or cryptocurrency. With a solid online presence, Regal Assets has carved out a niche in a highly competitive industry.
During the 2020 pandemic, when many assets depreciated due to economic instability, Regal Assets helped their customers by providing stability through investments in Gold and silver. This helped their clients ride out market fluctuations and maintain a sense of financial security.
Regal Assets offers four different types of portfolios and two types of personal investment packages, all based on a dollar amount. This makes it easy to know exactly how much you're spending and what you can expect in return.
For those interested in precious metals IRA investments, Regal Assets offers a Legacy Portfolio with a minimum investment of $25,000. The Kingship Portfolio has a $50,000 minimum and is designed to protect your assets against inflation. With a $100,000 minimum, the Dynasty Portfolio is built for high short-term and long-term returns, helping protect against uncertainty in the market and inflation. For high-net-worth individuals, the Coronation Portfolio has a minimum investment of $250,000 and provides dedicated service to help accumulate wealth over a long period.
Personal investment packages are also available for those who want to invest in their portfolios rather than an IRA. The Merchant Package, starting at $5,000, combines hand-selected silver and gold assets that can be quickly liquidated if necessary. Starting at $10,000, the Knighthood Package is designed to protect those who may need to liquidate assets to support their family during tough times.
In addition to precious metals, Regal Assets also offers cryptocurrency investment options for those with a high-risk tolerance. Their specialists can guide the different currencies available and the risks and rewards of investing.
Those who invested in cryptocurrency through Regal Assets in the past have seen significant growth in their portfolios.
Investing in precious metals or cryptocurrency can be wise, particularly during economic instability. With Regal Assets, you can trust that your investments are in good hands.
For individuals who are interested in investing in Gold and silver online, Noble Gold is a highly recommended company. They offer complete IRA services and personal investment options that can be shipped directly to your doorstep. In particular, several of their packages are designed with emergency preparedness in mind, making them an excellent choice for those who want to incorporate Gold and silver into their disaster plan.
The company offers two main categories of products: gold and silver IRAs and survival packs. Their survival packs are designed for personal investments and include hand-selected gold and silver products that can be easily liquidated.
For those interested in opening a precious metals IRA, Noble Gold offers excellent promotions for new customers. Their minimum investment is just $2,000, significantly lower than many other brokers. Their annual fees are only $225, rather than charging a percentage of your account value.
The survival packs are a one-time purchase with no annual fees. However, there is a minimum investment of $5,000.
Noble Gold also offers several types of rare coins for purchase. While these collectibles are riskier investments than pure precious metals, they have more significant potential for growth. Note that rare coins cannot be purchased as IRA contributions, as they are not compliant with IRS regulations.
Noble Gold boasts excellent online reviews and has earned a perfect A+ rating from the Better Business Bureau. Trustlink and Consumer Affairs have also given them perfect 5-star scores, attesting to their stability, honesty, and adherence to stated policies.
For those new to buying Gold and silver, the company provides a free guide to download from their website. This resource covers the precious metals market, factors impacting your investments, and how to roll over existing retirement accounts.
Finally, Noble Gold stands out as one of the few IRA dealers to offer precious metals storage in Texas, making them an excellent choice for those who want their metals stored close to home.
Choosing the right precious metals dealer depends on your specific needs. Fortunately, you can trust any company on our list to provide you with a seamless, hassle-free online experience and top-notch customer service while purchasing Gold and silver.
If you want to open a gold and silver IRA, our top pick is Goldco. They have a team of IRA specialists who make the process effortless, and you can count on lifetime customer support and regular updates on your holdings.
Augusta Precious Metals is another excellent option if exceptional customer service is your top priority. Their knowledgeable employees are experts in every aspect of the investment process and are always available to answer your questions.
Birch Gold is an excellent choice for those who want to focus on IRA investments. They offer educational resources that empower you to make informed investment decisions and have a dedicated IRA Department to help you set up and maintain your account.
Regal Assets is ideal for investors interested in alternative assets, including cryptocurrencies. Their specialists can help you diversify your portfolio and manage risk based on your goals.
If you're looking for a dealer that goes beyond IRAs, Noble Gold is a great option. They offer both IRS-approved products and collector coins, and their Royal Survival Packs provide hand-picked assets that can be easily liquidated in emergencies.
Michael "Mike" Goldstein, CFP®, ChFC®, is the Founder and CEO of SecureGold Financial Advisors. With over 20 years in the financial industry, Mike specializes in Gold IRAs and precious metal investments. Inspired by his family's history and the financial wisdom of his grandfather, Mike is passionate about helping individuals secure their retirement through stable and guaranteed assets. A Certified Financial Planner™ and Chartered Financial Consultant®, he's a trusted voice in the financial community.